A Collection of Articles to Help Home Buyers

View my Google Maps!

Dianna Mandzuk

●Sales Representative

● RE/Max Circle of Legends Award recipient (2010) - RE/Max's Highest Honour for Sales Achievement

● Lifetime Achievement Award recipient

● RE/Max Hall of Fame Award recipient

●Certified Luxury Home

Marketing Specialist

●Canadian Staging Professional

RE/Max Jazz Inc., Brokerage

Professional Offices located at

203 Bond St. E.,

Oshawa, Ontario. L1G 1B4

Direct: 905-433-2579

Office: 905-728-1600

email Dianna Mandzuk

A Collection of Articles to Help You Purchase Your Home
FIND A SCHOOL or SCHOOL BOARD
THINKING OF SELLING YOUR HOME YOURSELF? READ THIS FIRST-->
MORTGAGE CALCULATOR
Financial Consumer Agency of Canada The Financial Consumer Agency of Canada (FCAC) is an independent body working to protect and inform consumers of financial services. They were established in 2001 by the Federal Government to strengthen oversight of consumer issues and expand consumer education in the financial sector. In July 2010, FCAC was also tasked with the oversight of payment card network operators and their commercial practices. Click the link to the right to visit the FCAC's website. Lots of financial calculators & helpful hints! Great resource!
Understanding Your Credit Report and Credit Score If you have ever taken out a loan, used a credit card or taken advantage of a "buy now, pay later" offer, you will have a credit history. Click the link to the right to learn more about what a credit report is and how to read it.
RE/MAX's FIT TO BUY PROGRAM Getting started for first-time home-buyers and experienced home-buyers, your finances, how much you can afford, getting pre-approved, costs, what can you afford, mortgages, making sure you're protected, choosing your realtor, making an offer, after the closing, buying a condo, types of homes, hot areas, narrowing your search, greening your home...
IT TAKES EXPERTS TO BUY AND SELL A HOUSE Buying or selling a home is a big business transaction. That’s why it’s so important to select, in advance, an experienced team of experts and professionals you can trust. These skilled and knowledgeable individuals can vary, but usually include the services of a Realtor, a Lender, a Lawyer, a Home Inspector and an Insurance Agent. Click the link on the right for more information.
FAIR MARKET VALUE (formal definition) You hear it all the time when people are talking real estate, so just what is "Fair Market Value" anyway? Click the link on the right for more information.
CONFUSED ABOUT REAL ESTATE TERMS & PHRASES? Everything you wanted to know about Real Estate Terms and phrases from A-Z! Click the link on the right for more information.
RENTING VS BUYING
TOP 10 REAL ESTATE SECRETS
HELLO HOME INSPECTOR
ALL ABOUT HOME INSPECTIONS
WHAT IS LAND TRANSFER TAX AND HOW IS IT CALCULATED?
MOVING CHECKLIST (WILL OPEN IN A NEW WINDOW)
HANDY TIPS & TRICKS
FINTRAC COMPLIANCE What you need to know The Financial Transactions and Reports Analysis Centre of Canada, or FINTRAC, collects, analyzes and discloses financial information and intelligence on suspected money laundering and terrorist financing activities. It was created as part of a Canadian government initiative to fight money laundering and terrorist financing, both domestically and internationally. Businesses and industries who must report to FINTRAC are required to “know their clients” and asking for ID is one way to do that. Click the link on the right for more information.
CANADA MORTGAGE & HOUSING (CMHC) WEBSITE

U Want to know just what that form or clause means in plain language? Check out the links below.

Standard Forms explained in plain language

The commonly-used real estate forms available for download below offer clause-by-clause plain language explanations of the legal terminology used throughout them. Understanding what you are signing is essential to having a successful transaction.

. Agreement of Purchase and Sale

. Listing Agreement Authority to Offer for Sale

. Seller Customer Service Agreement

. Buyer Representation Agreement

. Buyer Customer Service Agreement

. Confirmation of Co-operation and Representation

. Agreement of Purchase and Sale Condominium Resale

. Agreement of Purchase and Sale - Commercial

. Listing Agreement - Authority to Offer for Sale - Commercial

. Listing Agreement - Authority to Offer for Lease - Commercial

* In order to view and/or print .pdf files you will first need the appropriate software. If you require a .pdf reader visit Adobe's WWW site and download the software free of charge.

NOT INTENDED TO SOLICIT PROPERTIES ALREADY LISTED NOR BUYERS SIGNED UNDER A BUYER'S AGENCY AGREEMENT. E. & O.E.

The information contained herein is believed to be accurate, but should not be relied upon without verification.

Each office independently owned and operated.

This site best viewed at 1024 x 768 screen resolution.

COMMENTS/QUESTIONS CONTACT THE WEBMASTER